# Allowed Credit %
**YouTube:** [How to Restrict Customer Credit with Credit % Setting in Sale Bill?](https://www.youtube.com/watch?v=oqH91TpeHX0)
## How to Restrict Customer Credit with Credit % Setting in Sale Bill?
In this tutorial, we’ll explore how to configure the **"Allowed Credit Percent"** field in Logic ERP, which controls the percentage of the total bill value that a customer is permitted to defer as credit during billing. This feature is essential for businesses that want to maintain control over customer credit limits and reduce financial risks.
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### **Configure the Allowed Credit Percent Setting:**
* Open the **Sale Voucher Configuration**.
* Select the relevant **Billing Series** for which you want to apply the credit control.
* Under the **“Other Settings – 1”** section, click on **“Other Settings”**.
* Navigate to the **“Defaults – 2”** tab.
* Locate the field labeled **"Allowed Credit Percent"**.
* Enter the desired credit limit percentage.
* *Example: Set it to **5%**, meaning the customer can take credit up to 5% of the total bill value.*
* Save the settings to apply the credit policy.
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### **Implement the Allowed Credit Limit During Billing**
* Proceed to the **Billing screen** and enter the necessary transaction details.
* Choose the **Credit Mode** for payment.
* Attempt to **save the bill**.
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**System Behavior: Credit Limit Enforcement**
* Upon saving, the software checks the credit amount.
* If the credit exceeds the defined percentage (e.g., more than **5%** of the bill total), an **error message** appears:
* *Example: If the total bill is ₹2,350.83, a 5% credit limit allows only ₹117.55 on credit.*
* The system prevents the bill from being saved until the **excess credit amount is settled**.
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### **Complete the Transaction Within Allowed Credit Limit**
* Adjust the credit amount to match the allowed percentage (e.g., **₹117.55**).
* Pay the remaining balance using another payment mode (e.g., **Cash**).
* Save the bill.
* The bill is successfully saved, as the credit amount is within the permitted limit.
***
### **Conclusion**
The **Allowed Credit Percent** feature provides businesses with a smart way to regulate credit transactions. By enforcing a percentage-based limit, it ensures financial discipline while still offering flexibility to customers. It also helps prevent revenue leakage due to excessive or unauthorized credit extensions.
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